Make The Move To Portugal
With Financial Confidence

A Comprehensive 3-Hour Masterclass With In-Depth Financial
And Tax Insights For A Stress-Free Transition To Portugal

Date: 15th October, 2024 10am-1pm UK time

Minimise your tax liabilities when you exit the UK

Understand Portugal residency rights & Options

Capitalise on Portugal’s favourable tax laws

Portugal tax and the expat finance maze solved for you

Starting a new life in Portugal should be exhilarating, rich with opportunities and new beginnings. Yet, the financial aspects can be downright overwhelming. Tax implications, investment transitions, residency requirements, property acquisition - it’s enough to make your head spin. That’s why we’ve devised a Masterclass with everything you need to turn this potential nightmare into a smooth and stress-free process.

Moving to Portugal from the UK?
Why you can’t afford to miss this masterclass:

You will…

  • Ease the stress of managing cross-border finances
  • Know how to exit the UK tax efficiently
  • Gain a thorough understanding of Portugal’s residency laws
  • Explore the visa options and special tax concessions to reduce your tax burden
  • Have confidence you’re making the right lifestyle choices
  • Feel better prepared with all the essential information you need
  • Know how to secure your assets for the future, including for those who depend on you
  • Integrate smoothly into your new environment
  • Receive completely unbiased advice tailored to your expat needs

Your path to successful residency in Portugal

Reserve your seat:

 

Sign up today to unlock Portugal’s relocation secrets – and grab your 25% discount!

Learn from the experts:

Master the tax, financial and legal nuances that apply when you consider relocating to Portugal

Empower your future:

Settle in Portugal smoothly using your newfound knowledge to move with confidence

Start your new life in Portugal with financial confidence

No one should miss out on opportunities when they relocate to Portugal because they unknowingly followed poor advice. At Fiduciary Wealth Management, we see people fall into the relocation pitfalls all the time and we’re here to help you avoid all of them so your new life in Portugal is as stress-free as possible.

Discover the Benefits of Moving to Portugal

Here’s what you can expect to learn from our Masterclass:

  • An overview of Portugal and its differences to the UK
  • Lifestyle and cultural considerations
  • Safety, schooling and healthcare in Portugal
  • Visa residency options for British Citizens including special tax concessions to minimize your tax burden
  • Understanding how Portugal tax works
  • Common pitfalls and advantages of relocating to Portugal
  • Reviewing UK pensions and UK pension transfers
  • Ensuring your UK investments are suitable for living in Portugal
  • UK domicile, UK inheritance tax laws as well as estate and succession planning
  • Exiting the UK, the UK statutory residency test and principal private residence relief on selling your UK main residence

Date of experience: Oct 13, 2023

Fiduciary financial planners.

I had a lengthy chat with Matt yesterday which was very helpful. He patiently explained to me various aspects of moving to Portugal with all the nitty gritty to deal with finances. I would recommend him any time.

Monique Coombes

Moving to Portugal masterclass:
Your passport to financial clarity

Our seasoned cross-border experts have helped hundreds of expatriates settle in Portugal with ease – confident in the knowledge they have an expert by their side to help manage every aspect of their finances efficiently. We’ve now taken our many years of experience and packed these practical insights into a Masterclass that leaves no stone unturned. Whether you’re planning to retire in Portugal, relocate your family for employment or self employment purposes, or set up your business here, we’ll give you the lowdown you need on tax, financial and retirement planning and more, all tailored to the unique expat landscape here.

LIMITED TIME OFFER: SAVE 25% OFF TICKET PRICES – GRAB YOUR OFFER NOW!

Considering living in Portugal? We’re your trusted partners in guiding your financial transition

Relocating to a new country comes with a myriad of challenges. At Fiduciary Wealth Management, we’re committed to guiding you through this transition, providing our clients with independent advice and exceptional customer care. We’re here to ensure your move to Portugal is as financially seamless as it is exciting. In our Masterclass, attendees will have the chance to ask questions about relocating. When you upgrade to a VIP ticket, you’ll also be invited to join a dedicated follow-on Q&A session where you can ask personal questions about your own circumstances to put your mind at ease.

Your Portugal relocation masterclass agenda in full

15th October, 2024 10am-1pm UK time via Zoom

Introduction to Portugal and it's Differences to the UK

Provide an overview of Portugal's history and highlight its differences to the UK, laying the groundwork for the Masterclass.

Importance of Lifestyle Considerations

Emphasise the importance of visiting Portugal to experience its culture and lifestyle first-hand, while also discussing key considerations for living in Portugal.

Safety, Schooling and Healthcare in Portugal

Address safety concerns, delve into schooling options, and provide clarity on the healthcare system in Portugal.

Visa Residency Options for British Citizens

Explore the various residency options available in Portugal for British citizens, including an overview of rights and residency pathways Post-Brexit. Detailed information on D2, D7 and D8 digital nomad visas.

Understanding how Portugal Tax Works

Discuss Portugal’s taxation system, highlighting key tax benefits for residents and practical insights for tax planning.

Reviewing UK Pensions And UK Pension Transfers

Examine options for reviewing UK pensions, the implications of the UK Pension Scheme Act 2021, the introduction of an Overseas Transfer Charge.

Ensuring your UK investments are suitable for living in Portugal

 

A review of UK savings, investments and pensions compared to the alternative options in Portugal to ensure your tax planning is optimised to make the most of the Portuguese tax system.

Key Tax Issues To Consider When Exiting the UK And Moving to Portugal

Explore estate and succession planning considerations specific to Portugal, such as UK domicile and UK inheritance tax laws as well as UK exit implications, the UK statutory residency test and principal private residence relief on the sale of your UK main residence.

The Common Pitfalls And Advantages Of Relocating To Portugal

Highlight common pitfalls to avoid when relocating to Portugal, while also emphasising the advantages and opportunities Portugal offers for individuals and families.

A Brief Question & Answer Session

 

 

You can leave your questions on the chat box and we can try to answer a few questions provided these are straightforward and of a generic nature.

EXCLUSIVE VIP BONUSES:

Q&A COMPILATION:

VIP ticket holders will receive a document with all the questions asked during the Masterclass with expert answers – an invaluable reference tool for anyone thinking of relocating to Portugal.

PRIORITY BOOKING:

VIP ticket holders will be guaranteed a priority place in future masterclasses and seminars before they are opened to the general public.

DIGITAL LIBRARY ACCESS:

VIP ticketholders will be granted exclusive access to a Digital Resource Library dedicated to relocating to Portugal. This includes a curated collection of video guides, eBooks, and articles related to financial planning and settling into life in Portugal, as well as recommendations for essential contacts such as letting and property agents.

POST-MASTERCLASS SUPPORT:

For those seeking more personalised insights, VIP attendees have the exclusive opportunity to participate in an additional 90-minutes of direct engagement with the presenter. This separate Q&A session allows for tailored discussions and specific questions to be answered that relate to individual situations.

LIMITED TIME OFFER: SAVE 25% OFF TICKET PRICES – GRAB YOUR OFFER NOW!

Image of 10 Common Mistakes Book

Free guide – 10 common mistakes British Expats Make Before Moving to Portugal

Moving to Portugal should be a thrilling adventure, not overshadowed by the complexity of its tax and financial regulations. With so much at stake, expert guidance is essential. Ensure your transition is smooth and stress-free with our guide, which outlines the ten most common mistakes British expats make when relocating to Portugal. Don’t fall foul of the pitfalls. Get the clear advice and the solid understanding you need to embrace your new life in beautiful Portugal with confidence.

Date of experience: Jan 16, 2024

“Matt was extremely helpful and addressed every question with clarity! A great help as I have been struggling to find assistance in getting a Portugese viss! I would highly recommend this company and Matt especially... thank you ” - Tammy Swallow

What you can expect to gain from our masterclass in relocating to Portugal

This in-depth Masterclass is ideal for anyone thinking of moving to Portugal. You may be an entrepreneur looking to relocate, an executive moving with your job and your young family or a retiree looking to move to Portugal. Here are some of the benefits you can expect when you complete this powerful Masterclass.

Maximise Your Tax Benefits

Discover how to maximise your tax benefits and also minimise your tax liabilities on your exit from the UK, with strategic tax planning specific to Portugal’s unique system. Learn the ins and outs of residency rights and how they can favourably impact your tax obligations, potentially saving you a significant amount of money annually.

Streamline Financial Transitions

Ease the stress of managing cross-border finances by understanding the essentials of growing, protecting and passing your wealth. Our Masterclass guides you through the complexities of moving your wealth efficiently and securely, ensuring a smooth financial transition to your new home.

Unlock Investment Opportunities

Portugal offers unique investment landscapes. This session will explore potential investment avenues that align with your financial goals, whether you’re a retiree seeking stability or an entrepreneur looking for growth.

Understand Residency Rights

Gain a thorough understanding of Portugal’s residency laws to leverage benefits like a lower burden of tax. This knowledge is crucial for planning your long-term stay and securing your financial future in Portugal.

Navigate Property Markets

Whether you’re looking to buy or rent, get expert insights into Portugal’s property market. This includes key considerations on location, value, and the pros and cons of buying versus renting, tailored to help you make the best decision for your lifestyle and budget.

Plan for Your Legacy

Succession planning is made simple with our expert advice. Learn how to secure your assets for future generations and navigate the legal landscape of estate planning in Portugal, ensuring your legacy is preserved according to your wishes.

Adapt to Local Culture

Integrate smoothly into your new environment with first-hand knowledge about Portugal’s culture, lifestyle and community norms. This makes your transition not just a financial move, but a full, enriching life change.

Enhance Your Lifestyle

Explore what life in Portugal has to offer beyond the financial benefits. From dining and entertainment to outdoor activities, understand how living in Portugal can enrich your personal and social life.

Prepare for Schooling Needs

For families moving with children, get a comprehensive overview of the educational system in Portugal. Learn about the best schooling options to ensure your children continue to receive a quality education.

Receive Unbiased Advice

Fiduciary Wealth Management is completely independent and product-agnostic. This means you receive advice that’s truly tailored to your needs as an expatriate, without any bias towards specific products or services.

Move to Portugal masterclass ticket options

Early Bird Pricing Ends in

  • Days
  • Hours
  • Minutes
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Standard tickets – limited availability

Reverts to standard pricing soon!

  • Expert-Led Masterclass: Gain three hours of direct insights from experienced financial experts specialising in Moving to Portugal.
  • Comprehensive Instructions: Learn about tax benefits, residency rights, and financial planning for a seamless move.
  • Interactive Q&A: Participate in a live Q&A session to clarify your doubts and gain direct advice.
  • Resource Access: Receive a selection of hand-picked resources to get started on your relocation journey.

£299

– 25% discount
(original price £399)

Book Now

VIP tickets – limited availability

Reverts to standard pricing soon!

Everything included with the standard ticket PLUS FOUR BONUS FEATURES:

  • Q&A Compilation: VIPs receive a document with all Masterclass Q&As.
  • Post-Masterclass Support: Exclusive opportunity to participate in a bonus 90-minute direct engagement session with the presenter. This separate session allows for tailored discussions and specific questions to be answered that relate to individual situations.
  • Digital Resource Library: Exclusive access to guides, eBooks, and articles on relocating to Portugal.
  • Priority Booking: Early access to future masterclasses and seminars.

£599

– 25% discount
(original price £799)

Book Now

About your masterclass hosts

Fiduciary Wealth Management specialises in expatriate financial advice. We never underestimate the significance of our responsibility when offering tax planning, retirement planning and wealth management advice to people relocating to Portugal – that’s why we always take time to fully understand your needs first and foremost.

Relationships come first with us. We believe you should have complete confidence that your trusted adviser is always looking after your best interests. We are solution-focused, so people choose our service for the right reasons and develop authentic relationships with us.

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You’re never just an account number. We take time to simplify complicated financial matters so you have a clear understanding of our recommendations. In fact, our commitment to excellence is industry-renowned. At the end of 2023, Fiduciary Wealth Management was named ‘Best International Wealth Management Practice of the Year’ by MGI Worldwide. But you don’t have to take our word for it – you can see for yourself on Trustpilot where our service is rated 4.7/5.

  • We are not a fly-by-night firm that will be gone when you need them most. We’re affiliated with ISOLAS, Gibraltar’s longest standing, Band 1 law firm, established in 1892 and are a member firm of MGI Worldwide - a top 20 globally-ranked network of independent accounting, tax, legal and consulting firms.
  • We are completely independent and are not bound by corporate restrictions. We have unrestricted access to a wide range of products including niche ones that may be far better suited to your particular needs. We never present strategies and products to you unless they are ideally suited to your unique personal circumstances.

Our customer-focused approach has been refined by our directors Paul Correa and Matt Penfold (your Masterclass hosts) who have listened to what matters most to our clients. This dedication has resulted in a service that offers complete transparency and peace of mind at every level. As a result, our clients stay with us because they want to, not because they need to.

RESERVE MY SEAT NOW

DOWNLOAD OUR GUIDE – 10 COMMON MISTAKES TO AVOID WHEN MOVING TO PORTUGAL

We are a member of MGI Worldwide, a Top 20 international accounting network of independent audit, accounting, tax, legal, and consulting firms, which brings together the expertise of over 8,000 professionals in some 400 locations around the world.

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We are closely affiliated with ISOLAS, Gibraltar’s longest standing, Band 1 law firm, established in 1892.

Fiduciary Wealth is honoured to announce our recognition as the recipient of the MGI Worldwide 2023 Best International Wealth Management Practice of the Year Award. As an acclaimed financial advisory firm, we are committed to addressing the financial needs of the English-speaking community around the globe with unparalleled expertise and dedication.

Frequently asked questions about our Portugal Relocation Masterclass

What are the tax implications of moving to Portugal?

The tax implications of moving to Portugal can vary depending on your individual circumstances and the types of income you receive. Here are some key points to consider:

Personal Income Tax: As a resident of Portugal, you are generally subject to personal income tax on your worldwide income. The tax rates range from 14.5% to 48% depending on your income level. However, Portugal offers several tax incentives and exemptions, which may provide certain tax advantages for eligible individuals.

Inheritance and Gift Tax: Portugal has inheritance and gift tax regulations. The tax rates and exemptions depend on the relationship between the donor/inheritance provider and the recipient, as well as the value of the assets transferred. There might be stamp duty on gifts and inheritances.

It's important to note that tax laws can change over time, and individual circumstances may differ. It is highly recommended to consult with a qualified tax advisor or specialist who can provide personalized tax planning advice based on your specific situation and help you navigate the Portuguese tax system effectively.

Can I live in Portugal but pay taxes in the UK?

The tax implications for individuals living in Portugal but paying taxes in the UK can be complex and depend on several factors. Generally, tax residency is determined by the number of days spent in each country and other criteria defined by tax laws. If you are considered a tax resident in Portugal, you are generally required to pay taxes in Portugal on your worldwide income. However, tax treaties between countries, such as the one between the UK and Portugal, may provide provisions to avoid double taxation and determine which country has the primary taxing rights. These treaties often consider factors such as permanent home, centre of vital interests, and habitual abode to determine residency for tax purposes.

It is essential to seek professional advice from a tax expert who is knowledgeable about both UK and Portuguese tax regulations. They can assess your specific circumstances and guide you on the applicable tax rules, residency status, and any available provisions for avoiding double taxation. Compliance with the tax laws of both countries is crucial to ensure that you fulfil your tax obligations accurately and make use of any applicable reliefs or exemptions.

What are the tax residency rules and how do they impact my tax obligations in Portugal?

Tax residency rules determine the criteria by which an individual is considered a tax resident of a particular country, in this case, Portugal. Being a tax resident in Portugal means you are subject to Portuguese tax laws and regulations on your worldwide income. Here are some key points regarding tax residency rules in Portugal:

Residency Criteria: In Portugal, tax residency is primarily determined based on the number of days you spend in the country within a given tax year. The general rule is that if you spend 183 days or more in Portugal during a tax year (or have a home in Portugal on December 31st with the intention to hold it as your habitual residence), you are considered a tax resident.

Automatic Residency: If you spend 183 days or more in Portugal during a tax year, you are automatically deemed a tax resident, regardless of any other circumstances. This triggers the obligation to report and pay taxes on your worldwide income..

Understanding the tax residency rules is crucial for determining your tax obligations in Portugal. It's advisable to consult with a qualified tax advisor or specialist who can assess your specific situation, guide you on the applicable rules, and help ensure compliance with Portuguese tax regulations..

Can I continue to use my UK-based financial adviser?

In most cases it is not possible to continue using your UK-based financial adviser while living in Portugal. However, there are a few factors to consider. Firstly, verify if your financial adviser is authorized to provide financial services to clients residing outside of the UK. Some advisers may have the necessary qualifications or licenses to offer international services. Secondly, be aware that your UK-based financial adviser may have limited knowledge of Portuguese tax laws and regulations.

It's advisable to work with a financial adviser who has expertise in both UK and Portuguese financial matters or consider seeking the assistance of a financial adviser who can provide guidance specific to your situation in Portugal. This will ensure that you receive comprehensive advice and take into account any applicable tax implications or other factors relevant to your expatriate status. Ultimately, consulting with a qualified financial professional is recommended to make informed decisions based on your individual circumstances.

Is your service restricted to British nationals?

No, our services are not restricted to British nationals. We provide assistance and support to expats from various countries, including but not limited to British nationals, who are living in Portugal or planning to relocate there. Our services are designed to cater to the needs of a diverse range of expatriates, irrespective of their nationality. Whether you require guidance on legal matters, tax advice, or general information about living in Portugal as an expat, our team is here to help you navigate the complexities and provide valuable assistance regardless of your nationality.